Wyoming car insurance: requirements & free quotes
Wyoming is an at-fault state with a 25/50/20 minimum. Long distances, high winds, wildlife and winter road closures make comprehensive and roadside coverage valuable.
Minimum coverage in Wyoming
$25,000
Bodily injury per person
$50,000
Bodily injury per accident
$20,000
Property damage
Bodily injury liability $25,000 per person / $50,000 per accident
Property damage liability $20,000 per accident
Shown as 25/50/20. State minimums only cover others when you're at fault — they don't pay to repair your own car. Read how much car insurance you really need.
Ways to save on car insurance in Wyoming
- Comprehensive coverage covers wildlife collisions and hail.
- Roadside assistance is valuable on remote highways.
- Uninsured motorist coverage is optional but inexpensive protection.
- Ask about discounts for low mileage or seasonal vehicles.
We connect drivers across Wyoming
Including Cheyenne, Casper, Laramie, Gillette and Rock Springs — and smaller towns in between. Availability depends on agencies serving your ZIP code.
Wyoming car insurance FAQ
No. Wyoming is an at-fault (tort) state, which means the driver who causes an accident — through their liability insurance — is responsible for the other people's injuries and property damage.
Compare quotes from several insurers, ask about discounts (bundling, safe driver, paperless, good student), raise your deductible if you have savings to cover it, and keep a clean driving record. A local agent can shop multiple insurance companies for you at once.